PFG News

What is a Self-Build Mortgage? A self-build mortgage is a specialized type of mortgage designed to finance the construction of a new home. It differs from traditional mortgages in that it allows you to draw down funds from the lender in stages, as construction progresses. Key Features of Self-Build Mortgages: Flexible Repayments: You typically make

Why Life Insurance is Essential Alongside Your Mortgage. At PFG Insurance we have you covered, our knowledge is at your service. While a mortgage is a significant investment, it's equally important to safeguard your family's financial future in case of unexpected events. Life insurance plays a pivotal role in protecting your loved ones from the

What is the role of an Independent Financial Adviser (IFA)? At PFG Investments we have you covered, our knowledge is at your service. Key Roles and Responsibilities: Needs Assessment: Our IFAs will work with you to understand your financial goals, risk tolerance, and time horizon. Product Research: They'll research various financial products, including investments, pensions,

What is the role of a Mortgage Adviser? At PFG Mortgages we have you covered, our knowledge is at your service. Understanding Your Needs: They'll work closely with you to understand your financial situation, goals, and the type of property you're looking for. Assessing Eligibility: Mortgage advisers will assess your financial eligibility based on factors

Mortgage Year in Review: A Christmas Gift to Your Finances As the festive season approaches, it's a time to reflect on the year that's passed and set goals for the one ahead. Whether you're a seasoned homeowner or just starting your mortgage journey, understanding the latest trends and strategies can help you make informed decisions

Empower Your Legacy with PFG Wills An Online Will Writing Solution As we navigate the complexities of life, ensuring our affairs are in order is paramount. A Will serves as a crucial document, outlining your wishes for the distribution of your assets and the care of your loved ones upon your passing. While the task

Is a Remortgage Better Than a Product Transfer? If you're a homeowner with a fixed-term mortgage nearing its end, you're likely contemplating your options. Two popular choices are remortgaging and product transfer. While both involve switching to a new mortgage deal, they differ in their approach and potential benefits. The Allure of Remortgaging Remortgaging involves

How to Get the Best Mortgage Deals: The Power of Checkmyfile   Are you planning to buy a home? If so, you're probably aware that your credit score plays a major role in determining the mortgage rates you'll qualify for. The higher your credit score, the lower your interest rate will be, which could save

How will the spring budget affect mortgage rates? You might be wondering how the Spring budget affects mortgage rates and what's going to happen to mortgage rates over the next few months, especially if you’re planning on buying a home, or are coming to the end of your current mortgage deal. The Spring budget will