At Premier Financial Group we are 100% Independent so we have access to the whole of the market for mortgages

Here is a list of just some of the different Mortgage products we are able to advise on. Don’t worry if you can’t see the type of product you are looking for

Some of the Types of Mortgage Products available in the current market:

• Fixed-rate mortgages
• Variable-rate mortgages
• Tracker mortgage rate (Tracker)
• Discount mortgage rate
• Standard variable rate mortgages
• Offset mortgages
• Interest-only mortgages
• First Time Buyers | Help to Buy Mortgages
• Small Deposit Mortgages 
• 5% Deposit Mortgages
• Home Mover Mortgages
• Porting a Mortgage
• Buy To Let (BTL) Mortgages
• Re-mortgages (Remo)
• Self-Build Mortgages
• Self-Employed Mortgages
• Contractor Mortgages
• New Build Property Mortgages
• Debt Consolidation Mortgages
• Bad Credit Mortgages
• Poor Credit Mortgages
• Commercial Mortgages
• Commercial Re-mortgages
• Commercial Buy To Let (BTL) Mortgages
• Product Transfers
• Further advances
• Equity Release / Lifetime Mortgages
• Secured Loans
• Bridging Loans
• Bridging Mortgage Finance
• Retirement interest-only mortgages

To discuss any of the options above or need advice on your current Mortgage please contact our team

At Premier Financial Group we have a team of Insurance & Protection Advisers that will be able to guide you through the minefield that is Life Insurance.

Life insurance is not a legal requirement but is highly recommended as without suitable cover your family may experience financial hardship. Ask yourself, could your family afford to pay the mortgage for example, if one of you is unable to work or dies?

It’s a harsh way to look at it, but we all want the best for our loved ones and the correct policy can mean the difference between comfortably staying in the family home or having to sell it or fall into a financial crisis.

Life Insurance falls into many different categories;

• Life Cover
• Critical Illness Cover
• Income Protection
• Family Income Benefit

Buildings & Contents Insurance

This is an essential requirement for all mortgages. Your mortgage lender will insist you have buildings insurance in place because as soon as you exchange contracts on a property, at that point you are then legally responsible for the building and the lender wants to make sure that their investment is protected.

As with all protective insurance products, the monthly cost will depend on; how much cover you require, the term (length) of the policy, your age and your health etc

To discuss the options available to you please contact our team

PFG Wills Ltd is part of the Premier Financial Group based at our Norwich Offices.

As one of the premier financial groups in Norfolk, our advisors are best placed to help you with everything you need to do to make a full and comprehensive Will, but here are some of the factors you might want to consider in advance:

• Your Assets
• Medical Treatment
• Trusts
• Inheritance Tax

Wills are something which can bring out the best and the worst in people. Leaving all of your assets to charity, for instance, could leave your nearest and dearest feeling neglected and hurt. This is why it’s important to create your Will when you’re of sound mind and have the capacity to make decisions that will be upheld in the event that someone should challenge the contents after you’ve gone. Having witnesses present when signing the final document will help to ensure that there’s no doubt about your state of mind or competence.

As part of our Lifetime Planning Advice service the other areas that PFG Wills Ltd can Advise on and help with are:

• Probate Applications
• Estate Management
• Will Storage
• Lifetime Trusts
• Legal Power of Attorney (LPA) 

The team at PFG Wills Ltd is headed by experienced Will writer Harriet Cracknell, who is a graduate member of the Chartered Institute of Legal Executives and a member of the Society of the Trusts and Estates Practitioners (STEP), a global professional association for providing legal advice for the preparation of Wills. So you will be able to rest assured that your Will, Trust or Lifetime Planning has been carried out professionally and to a high standard, giving you the peace of mind that your wishes will be carried out and not easily contested.

To discuss the options available to you please contact our team

PFG Investments Ltd is part of the Premier Financial Group

There are many different ways to invest your money, all of which have different levels of risk and return. The riskier options are often the ones with the greater returns, but there are many ways to invest where the yield is steady and the risk is minimal.

Our investment specialists will speak to you regarding your requirements and make a recommendation of the best way for you to invest your money. Here are a few of the suggestions that they may make:

• Stocks and Bonds
• Mutual Funds and ETFs
• Annuities
• Property

We will give you an impartial overview of the best options available to you for your circumstances, we will explain the cost and the risks of all of our recommendations, giving you the best idea as to what option you would like to proceed with.

Reasons to Invest

There are many ways to save your money for the future, whether you’re thinking as far ahead as your retirement or simply saving for a big purchase like a deposit on a home or upgrading your car. Most savings accounts are simply a pot which you can draw from at a later date and won’t increase in value with any great significance. They’re great if you’re going to need to access your money at short notice or want to save a relatively small amount in an ISA.

As part of our Independent Investment Advice we can offer advice in the following areas as well

• Pension Options and Strategies
• Lifetime Mortgages also know as Equity Release

To discuss the options available to you please contact our team